1. Universal Credit

Universal Credit supports people who are on a low income or out of work. It replaces the following benefits with a single monthly payment:

  • Jobseekers Allowance (income-based JSA)
  • Employment and Support Allowance (income-related ESA)
  • Income Support
  • Child Tax Credit
  • Working Tax Credits
  • Housing Benefit (unless you live in Temporary or Specified accommodation)